Last Updated: January 14, 2026

Overview

PaisaFlow ("we", "our", or "the app") is a personal expense tracking and budget management application. We are committed to protecting your privacy. This policy explains how we handle your information.

Data Collection

What We Collect

PaisaFlow stores the following data locally on your device only:

• Expense and income transactions you enter
• Budget information you create
• Category preferences
• Udhaar (lending/borrowing) records
• Credit card details (stored in encrypted Keychain)

What We Do NOT Collect

• We do NOT collect personal identification information
• We do NOT track your location
• We do NOT access your financial accounts
• We do NOT transmit any data to external servers
• We do NOT use analytics or tracking services
• We do NOT share any data with third parties

Device Permissions

Contacts (Optional)